P2P新平台负增长将成常态化

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北京商报讯（记者崔启斌刘双霞）随着监管细则的出台，网贷行业出现降温。据网贷之家联合盈灿咨询近日发布的《中国P2P网贷行业2015年12月月报》显示， 2015年12月新增平台数首现负增长

北京商报讯（记者崔启斌刘双霞）随着监管细则的出台，网贷行业出现降温。据网贷之家联合盈灿咨询近日发布的《中国P2P网贷行业2015年12月月报》显示， 2015年12月新增平台数首现负增长。

数据显示， 2015年12月新上线平台数量为89家，新增问题平台106家。针对新增平台出现负增长的原因，网贷之家分析师解释道，年底资金面容易出现紧张的状况，债务结构不合理的借款人资金尤其紧张，逾期现象频繁。平台在年底这个关口因为经营不善导致资金链断裂选择跑路、停业的平台占据主导地位。数据显示，12月问题平台类型主要由跑路类型、停业类型所组成，分别达到了52.83%和34.91%，合计占比达到87.74%。

此外，在资本市场大量IPO发行的背景下，对P2P网贷平台形成了巨大的抽资效应，中小平台面临挤兑而无法生存，导致问题平台数增多。

而对于网贷行业新增平台负增长是否会成为趋势，网贷315首席分析师李子川表示，随着监管细则的下发，新增平台将经历从多到少以至于负增长的演变。李子川进一步分析道，由于网贷行业监管口径收窄，导致一些中小平台，尤其是二三线城市的小型平台生存环境变得严峻，问题平台数量将继续增长，并且由于监管细则打破了“本息保障”，这使得不少投资人对于网贷行业持观望态度，也会导致P2P平台资金紧张。

标签: P2P 新平台平台增长将成常态化

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