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360数科:一年拦截电信诈骗近1.4万起,挽回用户损失1.7亿元 - 站长搜索
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360数科:一年拦截电信诈骗近1.4万起,挽回用户损失1.7亿元

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2021-03-25 14:30:01 转载来源: 网易科技报道

3月25日消息,360数科表示,由信息安全团队与风控团队牵头组建反诈专项小组,2020年1月至今,成功识别并劝阻了13379名受骗客户,帮助用户挽回直接损失1.7亿元。据介绍,360数科反诈系统由Argus智能风控引擎、反欺诈自动识别模型、山海安全态势感知系统组成,能追踪电信诈骗全流程环节,做到了风险筛查、预警、识别、分析、决策、处置

3月25日消息,360数科表示,由信息安全团队与风控团队牵头组建反诈专项小组,2020年1月至今,成功识别并劝阻了13379名受骗客户,帮助用户挽回直接损失1.7亿元。

据介绍,360数科反诈系统由Argus智能风控引擎、反欺诈自动识别模型、山海安全态势感知系统组成,能追踪电信诈骗全流程环节,做到了风险筛查、预警、识别、分析、决策、处置。在事前,通过大数据分析感知风险态势,利用机器学习、AI智能分析做实时的风险智能决策,并及时进行劝阻。凭借自研的130个对话机器人以及966个IVR(互动式语音应答),使得针对大规模用户群体的触达和服务成为可能。

360数科反诈实验室数据显示,春节后金融类电信诈骗整体发生数量较去年同期有所下降。以注销校园贷、网购退货、调整费率为名的电信诈骗受害者多为刚毕业的大学生,其中90后占比达45%。其中注销校园贷骗钱最多,被骗金额从几千元到几十万元不等,单笔最高被骗金额超过70万元。在地域分布上,北京、上海、广州等一线城市受害人群分布最多。

据360数科反诈团队介绍,安全漏洞和行业隐私数据泄露是导致金融类电信诈骗高发的两大诱因,个人数据信息一旦暴露,会被非法获取的黑客或者诈骗分子拿去进行“撞库”,“撞库”成功后,黑产团伙拿着更具体的个人信息实施进一步诈骗,社会危害极大。信息安全、个人隐私保护成为金融行业共同面临的巨大挑战。

目前,360数科对内已经构建以数据安全、人工智能等技术为主、打击黑灰产的立体防御体系,并通过技术手段、产品手段、运营手段合力打击电信诈骗,全方位守护用户资金安全。对外则联合各地公安、司法机构、行业组织与媒体合作,共同打击数据泄露、电信诈骗犯罪,构筑防信息泄露、防诈骗的全流程防线。(一橙)

标签: 数科 一年 拦截 电信 诈骗 1.4万起 挽回 用户 损失


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