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P2P单月成交量首破千亿 问题平台发生率降至低位 - 站长搜索
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P2P单月成交量首破千亿 问题平台发生率降至低位

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2015-10-05 00:39:04 转载来源: 网络整理/侵权必删

新华网广州10月4日电(记者吴燕婷)P2P网贷第三方平台网贷之家联合盈灿咨询发布的《中国P2P网贷行业2015年9月月报》显示,9月P2P网贷行业整体成交量达1151.92亿元,环比8月上升18.19%,首次突破单月成交量千亿大关。另一方面,9月P2P问题平台发生率降至今年以来低位,为2.22%

新华网广州10月4日电(记者吴燕婷)P2P网贷第三方平台网贷之家联合盈灿咨询发布的《中国P2P网贷行业2015年9月月报》显示,9月P2P网贷行业整体成交量达1151.92亿元,环比8月上升18.19%,首次突破单月成交量千亿大关。另一方面,9月P2P问题平台发生率降至今年以来低位,为2.22%。

从近两个月成交量数据看,网贷行业成交量均以超过18%以上的速度快速增长,截至9月底,我国P2P网贷行业历史累计成交量已达9787亿元。同时,P2P网贷行业贷款余额也同步走高,截至9月底,P2P网贷行业贷款余额已增至3176.36亿元,环比8月增加14.68%,是去年同期的4.92倍。

从各省市P2P网贷成交情况看,绝大多数省市网贷成交量出现一定幅度上升。经济发展居前的北京、广东、浙江、上海和江苏的网贷成交量仍位居前五位,分别达366.55亿元、354.40亿元、140.18亿元、129.23亿元和28.76亿元,五省市累计成交量达1019.12亿元,占全国总成交量的88.47%。

业内人士认为,P2P网贷的投资热度不断攀升,主要是由于近期股市疲软,部分资金回流;同时政策利好,监管细节渐明,越来越多的人认可P2P理财方式。

从网贷之家统计的2015年以来各月问题平台数量走势来看,9月问题平台数量下降到55家,问题平台发生率下降到今年来的低位,为2.22%。截至2015年9月底,累计问题平台达到1031家,占P2P整体平台数量(3448家)的30%。

业内人士认为,9月部分平台被经侦调查等一系列动作表明监管层在《关于促进互联网金融健康发展的指导意见》发布后对于P2P网贷行业秩序的整顿。短期阵痛对P2P网贷行业建造一个健康良好的发展环境有着积极作用。

“近期广东一些地方经侦部门约谈P2P企业,与之前不同的是,经侦介入的平台在调查前均未爆出问题,是主动出击,这使得不少平台注重对经营上存在问题的整顿和改善,做到自查自纠。”地标金融总裁刘侠风表示。

在P2P问题平台发生率降低的背后,业界对于P2P平台的风控思考也不断加强。广州e贷联合创始人朱青山表示,目前P2P传统的利用抵押物控制风险的风控措施实际上并不是最好的方式。

“在现有的法律体系下,若项目出现问题,抵押物最快也要两年才能变现。抵押物只是控制了终极风险,并未解决资金流动性风险。P2P风险控制须从源头开始控制项目风险,同时利用大数据交叉验证解决信息不对称问题。”朱青山说。

标签: P2P 单月 成交量 首破 千亿 问题 平台 发生率 降至


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